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1. Acceptance of Terms
By accessing and using OmniTools ("we", "us", "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use our services.
2. Educational Purposes Only (No Financial Advice)
The calculators and information provided by OmniTools are for educational and informational purposes only. They do not constitute financial, legal, tax, or professional advice. We make every effort to ensure accuracy by referencing official IRS, OPM, and state frameworks, but we cannot guarantee that the calculations are entirely accurate for your specific, personal situation. You should always consult with a certified public accountant (CPA), attorney, or authorized HR representative before making any financial or legal decisions.
3. Use of the Website
You may use our calculators freely for your personal or professional estimations. However, you may not systematically extract data, scrape our calculators, or frame our website within another service without our explicit written permission.
4. Disclaimer of Warranties
Our website is provided on an "as is" and "as available" basis. OmniTools makes no representations or warranties of any kind, express or implied, as to the operation of the site, the information, content, or materials included on this site.
5. Limitation of Liability
In no event shall OmniTools or its creators be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of or inability to use this website and its calculators.
6. Contact
If you have any questions regarding these Terms of Service, please reach out to us via our Contact page.